When it comes to withdrawing cash from a Virginia Credit Union (VACU) ATM, there are certain limits in place. As of now, the daily cash withdrawal limit is set at $750. This means that in a single day, you can withdraw up to $750 in cash from your VACU account using an ATM.
It’s important to note that this limit applies specifically to cash withdrawals from an ATM. If you wish to make purchases using your VACU debit card at point of sale (POS) terminals, there is a daily limit of $1,000. This means that in a day, you can make purchases up to a total value of $1,000 using your VACU debit card at various merchants.
Additionally, there are limits on signature-based transactions, which are transactions where you don’t need to enter a PIN. For these types of transactions, there is a daily limit of $10,000. This means that in a day, you can make signature-based transactions totaling up to $10,000 using your VACU debit card. However, there is also a limit of 20 signature-based transactions per day.
It’s worth mentioning that these limits are subject to change, and it’s always a good idea to check with VACU for the most up-to-date information. It’s also important to keep in mind that your specific account and its associated terms and conditions may have additional limits or restrictions that apply.
In my personal experience, these limits have been sufficient for my day-to-day banking needs. However, there have been occasions where I needed to withdraw or spend more than the daily limits allowed. In such cases, I had to plan ahead or make alternative arrangements to meet my financial requirements. It’s always wise to keep track of your account balance and be aware of the limits in place to avoid any inconvenience or surprises when it comes to accessing your funds.