In order to have a physical Apple Card, you will need to request one. The physical card is not automatically issued when you are approved for an Apple Card on your iPhone. Instead, you have the option to request a physical card if you prefer to have one.
Once you are approved for an Apple Card on your iPhone, your digital wallet will show that the account is open. This means that you can start using your Apple Card digitally through Apple Pay immediately. However, if you want the physical card, you will need to follow a few steps to request it.
To request a physical Apple Card, you can open the Wallet app on your iPhone and tap on your Apple Card. From there, you can scroll down to find the option to request a physical card. Simply follow the prompts and provide the necessary information to complete the request.
After you have requested the physical card, it will be processed and shipped to you. Generally, it takes about 2 weeks for the physical Apple Card to arrive in the mail. The card itself is made of white titanium and features your name engraved on it. It has a minimalistic design and does not display any card numbers or expiration dates, as this information is stored securely within the Wallet app.
Having a physical Apple Card can be useful in situations where Apple Pay is not accepted or if you prefer the tactile experience of using a physical card. Additionally, the physical card can come in handy as a backup payment method in case your iPhone is not accessible or the battery dies.
It’s worth noting that while the physical card is optional, it does not incur any additional fees. The Apple Card does not have any annual fees, international transaction fees, or late payment fees. Therefore, whether you choose to use the digital version or the physical card, there are no extra costs associated with having an Apple Card.
While it is not mandatory to have a physical Apple Card, you do have the option to request one if you prefer. After being approved for an Apple Card on your iPhone, you can request the physical card through the Wallet app. It will then be shipped to you, and you can start using it in addition to the digital version.