Can you cash a third party check through Ingo?

Answered by Robert Flynn

You can cash a third party check through Ingo. Ingo Money is a popular service that allows you to cash checks using your mobile device. It offers a convenient and quick way to access funds from a variety of check types, including third party checks.

When it comes to cashing a third party check, Ingo follows a simple process. First, you need to download the Ingo Money app on your mobile device. It is available for both iOS and Android platforms. Once you have the app, you can sign up for an account with Ingo Money.

To cash a third party check, you will need to provide some basic information, such as your name, address, and social security number. Ingo may also require you to provide a valid form of identification, such as a driver’s license or passport, to verify your identity.

After you have set up your account and provided the necessary information, you can begin the process of cashing your third party check. Open the Ingo Money app and select the option to cash a check. You will then be prompted to take photos of the front and back of the check using your device’s camera.

Make sure to follow the instructions provided by Ingo to ensure that the check is properly captured in the photos. It is important to take clear, well-lit photos of the check to avoid any delays or issues with the cashing process.

Once you have taken the photos, you will need to enter some additional information about the check, such as the check amount and the name of the person who wrote the check. This information is necessary for Ingo to process the check and verify its authenticity.

After you have entered the required information, you can review the details and submit the check for approval. Ingo will then review the check and determine whether it can be cashed. This review process typically takes a few minutes, but it can sometimes take longer depending on the specific circumstances.

If the check is approved, Ingo will send the funds to your chosen account, such as a bank account or prepaid card. The funds are usually available within minutes, although the exact timing may vary depending on your bank or financial institution.

It is worth noting that Ingo does charge a fee for cashing checks, including third party checks. The fee varies depending on the type and amount of the check, as well as the speed at which you want to access the funds. It is important to review the fee schedule provided by Ingo before cashing a check to understand the cost involved.

Ingo Money allows you to cash third party checks through its mobile app. The process involves providing basic information, taking photos of the check, and submitting it for approval. Once approved, the funds are typically available within minutes. However, it is important to be aware of the fees associated with cashing checks through Ingo.