Can a minor use Zelle?

Answered by Michael Wilson

Minors cannot use Zelle. According to the Zelle Network® User Service Agreement, the app is not intended for children under the age of 13. This means that individuals who are under the age of 13 are not eligible to use the app.

This restriction is in place to ensure the privacy and safety of minors. Zelle does not knowingly collect personal information from children, and the app is designed for use by individuals who are at least 13 years old or older.

It is important to note that Zelle takes the privacy of its users seriously. They do not sell personal information collected from the app, including any information that may be inadvertently provided by minors.

As an expert, I would strongly advise parents and guardians to monitor and supervise their children’s online activities, including the use of financial apps like Zelle. It is important to teach children about privacy and security, and to ensure that they are using age-appropriate platforms.

If a minor attempts to use Zelle, they may encounter difficulties during the registration process, as they will likely be asked to provide personal information that confirms their eligibility. Additionally, Zelle’s terms of service and user agreement make it clear that the app is intended for use by individuals who are at least 13 years old.

Zelle is not designed for use by minors under the age of 13. Its eligibility requirements and terms of service reflect this, and the app does not knowingly collect personal information from children. Parents and guardians should be proactive in monitoring and guiding their children’s use of online platforms, including financial apps like Zelle.