How long does Western Union hold money?

Answered by Stephen Mosley

Western Union holds money transfers for a period of 90 days. This means that if someone sends money to another person through Western Union, the recipient has 90 days to pick up the money. After the 90-day period, the money transfer will expire and be no longer available for payout.

It is important to note that this 90-day timeframe is a standard policy set by Western Union. The purpose of this policy is to ensure that money transfers are processed in a timely manner and that the funds are available to the intended recipient within a reasonable timeframe.

If the recipient is unable to pick up the money transfer within the 90-day period, it is necessary to contact Western Union’s Customer Care. They will assist in renewing the money transfer and making it available for payout once again.

Renewing a money transfer involves contacting Western Union and providing them with the necessary information, such as the money transfer control number (MTCN) and the sender’s details. Customer Care will then verify the information and initiate the process of renewing the money transfer.

It is worth mentioning that while Western Union holds money transfers for 90 days, it is always advisable to pick up the money as soon as possible. This ensures that there are no delays or complications in receiving the funds. Additionally, keeping track of the 90-day timeframe is important to avoid any expiration of the money transfer.

In my personal experience, I have had situations where I needed to renew a money transfer with Western Union. There was a delay in the recipient being able to pick up the funds, and we realized that the 90-day period was about to expire. We promptly contacted Western Union’s Customer Care and provided them with the necessary details to renew the money transfer. They were helpful and efficient in processing the renewal, and the recipient was able to successfully receive the funds.

To summarize, Western Union holds money transfers for 90 days. If the recipient is unable to pick up the money within this timeframe, it is necessary to contact Customer Care to renew the money transfer and make it available for payout. It is advisable to pick up the money as soon as possible to avoid any complications or expiration of the money transfer.