To request a higher credit limit for your First Progress Platinum Select card, you can follow a few simple steps. It’s important to note that First Progress allows customers to request a credit limit increase every 6 months. Here’s how you can go about it:
1. Contact First Progress Platinum Select customer service: The first step is to call First Progress Platinum Select customer service at (866) 706-5543. This is the dedicated number for customer inquiries and support. Be prepared to provide your account information and answer any security questions to verify your identity.
2. Request a credit limit increase: Once you are connected to a customer service representative, let them know that you would like to request a higher credit limit for your First Progress Platinum Select card. They will guide you through the process and provide you with any necessary information.
3. Provide reasons for the credit limit increase: When requesting a credit limit increase, it can be helpful to provide reasons why you believe you deserve a higher credit limit. For example, you can explain that your income has increased, you have consistently made on-time payments, or you need a higher limit for a specific purchase or financial goal. Providing this information can strengthen your case for an increased credit limit.
4. Wait for a decision: After you have made your request, the customer service representative will review your account and assess your eligibility for a credit limit increase. They may consider factors such as your payment history, credit utilization, income, and overall creditworthiness. The decision may be instant or take a few days, depending on the issuer’s process.
5. Follow up if necessary: If you do not receive an immediate decision or if you are not satisfied with the outcome, you can follow up with First Progress Platinum Select customer service. They may be able to provide additional information or reconsider your request.
It’s important to note that the maximum credit limit you can obtain over time with First Progress Platinum Select is $5,000. Keep this in mind when requesting a credit limit increase. Additionally, remember that a higher credit limit can be beneficial for your credit score, as long as you continue to use your credit responsibly and make timely payments.
In conclusion, to request a higher credit limit for your First Progress Platinum Select card, contact customer service at (866) 706-5543 and provide reasons for the increase. Be patient and follow up if necessary.