I can provide a detailed answer on how to check your credit card balance through online banking, based on my personal experience.
Firstly, to check your credit card balance through online banking, you need to have internet banking facility enabled for your bank account. If you haven’t already done so, you can visit your bank’s website and register for internet banking. Usually, this involves filling out a registration form and providing necessary identification details.
Once you have registered and obtained your internet banking credentials, you can log in to your bank’s internet banking portal. This usually requires entering your username and password on the login page. Make sure to keep your login details secure and not share them with anyone.
After logging in, you will be taken to your internet banking dashboard. Here, you can navigate to the ‘My Account’ or ‘Accounts’ section. The exact location may vary depending on your bank’s website layout, but it is typically easily accessible from the main menu.
Within the ‘My Account’ or ‘Accounts’ section, you should be able to see a list of your linked accounts. Look for your credit card account in the list and click on it. This will take you to the details page for your credit card.
On the credit card details page, you should find various options and information related to your credit card. Look for the ‘Credit Card Balance’ option or a similar link/button. Clicking on this will display your current outstanding balance on the credit card.
Alternatively, some internet banking portals also provide a section called ‘unbilled transactions’ or ‘pending transactions’ under your credit card details. This section will show any recent transactions that have not yet been reflected in your current balance. By adding up these transactions, you can estimate your total outstanding balance.
It’s worth mentioning that some banks also offer mobile banking apps, which provide a more user-friendly and convenient interface for checking your credit card balance. If your bank has a mobile banking app available, you can download it from your app store and log in using the same credentials as your internet banking.
Checking your credit card balance through online banking is quite straightforward. By logging in to your bank’s internet banking portal, navigating to the ‘My Account’ or ‘Accounts’ section, and selecting your credit card account, you can easily view your current outstanding balance. Remember to keep your login details secure and regularly monitor your credit card transactions to stay on top of your finances.