Do I need to update Apple wallet when I get a new card?

Answered by Tom Adger

When you get a new card or if your current card expires, it is important to update your Apple Pay card information in your Apple Wallet. This ensures that your payments can continue to be processed smoothly and without any interruptions.

When you add your card to Apple Wallet, your card information is securely stored on your device and a unique Device Account Number (DAN) is assigned to your card. This DAN is used to process transactions without sharing your actual card details, providing an added layer of security.

However, the DAN is linked to your card number and expiration date, so if you receive a new card or your current card expires, the card information stored in Apple Wallet needs to be updated. This ensures that the DAN is associated with the correct card details, allowing transactions to be processed accurately.

The good news is that Apple Pay is designed to automatically update your card information, including the card number and expiration date, when you receive a new card from your bank or if your card expires. This process is usually seamless and happens behind the scenes without requiring any action from you.

In most cases, when your bank issues you a new card, they will notify Apple Pay, and the new card details will be updated automatically in your Apple Wallet. You will typically receive a notification on your device informing you that your card information has been updated.

However, it’s always a good idea to double-check and ensure that your Apple Pay card information is up to date, especially if you receive a new card or your card expires and you don’t receive any notifications. To do this:

1. Open the Wallet app on your iPhone or iPad.
2. Tap on the card that needs to be updated.
3. Tap the “…” button in the top-right corner of the screen.
4. Scroll down and tap on “Remove Card.”
5. Confirm the removal of the card from Apple Wallet.
6. After removing the card, you can add it back by tapping the “+” button in the top-right corner and following the prompts to add your new card.

By removing and re-adding your card to Apple Wallet, you can ensure that the latest card information, including the new card number and expiration date, is correctly updated in the system. This way, you can continue using Apple Pay seamlessly with your new card.

It’s worth mentioning that while Apple Pay aims to update your card information automatically, there may be rare cases where the update doesn’t happen smoothly. In such instances, manually removing and re-adding the card as mentioned above should resolve any issues.

It is important to update your Apple Wallet with your new card information when you get a new card or if your current card expires. Apple Pay is designed to automatically update your card details, but it’s always a good idea to double-check and manually update if necessary to ensure smooth and uninterrupted use of Apple Pay.