You can insure stolen cars in GTA 5, but there are a few things you need to know. Insurance in GTA 5 works slightly differently than in real life, but it serves a similar purpose. Insuring your car protects it from being lost or destroyed, and it also allows you to recover it if it’s impounded by the police.
During the tutorial in GTA 5, you have the opportunity to steal your first car. When you do this, the game automatically provides you with free insurance for that vehicle. This means that if your stolen car gets destroyed or impounded, you can simply call the insurance company and have it replaced or recovered.
However, this free insurance only applies to the car you steal during the tutorial. If you want to insure any other vehicle you steal or acquire later in the game, you will need to take it to a Los Santos Customs (LSC) shop and pay a fee to insure it. At LSC, you can also purchase a tracker for your car, which helps you locate it if it’s stolen or goes missing.
To insure a stolen car at LSC, follow these steps:
1. Find a Los Santos Customs shop: These can be found throughout Los Santos and are marked on the map with a spray can icon.
2. Drive your stolen car to the LSC shop: Make sure the car is in good condition and not heavily damaged, as LSC may charge you extra for repairs before insuring it.
3. Enter the LSC shop: Drive your car into the designated area and the shop menu will open up.
4. Select “Insure” option: Within the LSC menu, choose the “Insure” option to proceed with the insurance process.
5. Pay the insurance fee: The game will display the insurance fee for your vehicle, which varies depending on the car’s value. Pay the fee to insure your stolen car.
6. Purchase a tracker (optional): While you’re at LSC, you can also choose to purchase a tracker for your car, which allows you to locate it using the in-game map if it’s stolen or misplaced. The tracker comes at an additional cost.
7. Exit the LSC shop: Once you’ve insured your car, exit the shop and your stolen vehicle will now be protected.
It’s important to note that insurance in GTA 5 only covers the specific vehicle you insured. If you switch to a different car, you will need to insure it separately. Additionally, insurance does not cover cosmetic modifications or upgrades, so make sure to keep that in mind.
While insurance for stolen cars is available in GTA 5, it is not automatically provided for every vehicle you steal. You can insure your stolen cars at a Los Santos Customs shop for a fee, allowing you to protect them from loss or damage and recover them if needed.