You have the option to cancel Experian Boost if you no longer want to use this service. However, it’s important to understand that disconnecting your linked accounts will result in the removal of the associated payment history that was used to boost your credit scores. As a result, your credit scores may drop.
To cancel Experian Boost, you can follow these steps:
1. Log in to your Experian account: Visit the Experian website and log in using your credentials. If you don’t have an account, you’ll need to create one.
2. Navigate to Experian Boost: Once you’re logged in, look for the Experian Boost section on the website. This may be located under a “Credit” or “My Account” tab.
3. Disconnect your linked accounts: Within the Experian Boost section, you’ll find the option to disconnect your linked accounts. This will remove the payment history associated with those accounts.
4. Confirm the cancellation: After selecting the accounts you wish to disconnect, you’ll likely be asked to confirm your decision. Be sure to carefully review the information provided and understand the potential impact on your credit scores.
5. Follow any additional steps: Depending on the platform or financial institution that you connected to Experian Boost, there may be additional steps required to fully disconnect your accounts. Follow any prompts or instructions provided to ensure a successful cancellation.
It’s important to note that cancelling Experian Boost may result in a decrease in your credit scores if the boost provided by the linked accounts was significant. The boost is temporary and will only remain on your credit report as long as you maintain the linked accounts. If you choose to disconnect these accounts, the boost will be removed.
Additionally, keep in mind that Experian Boost is just one tool that can potentially improve your credit scores. There are other methods and strategies you can explore to build and maintain good credit, such as making timely payments, keeping credit card balances low, and monitoring your credit report for any errors or inaccuracies.
If you decide to cancel Experian Boost, you can disconnect your linked accounts through your Experian account. However, be aware that the associated payment history will be removed, potentially resulting in a decrease in your credit scores. It’s important to carefully consider the impact before making a decision.