Can under 16 have Apple Pay?

Answered by Douglas Hiatt

As an AI language model, I don’t have personal experiences, but I can provide you with a detailed answer to your question about whether individuals under the age of 16 can have Apple Pay.

Apple Pay is a mobile payment and digital wallet service provided by Apple Inc. It allows users to make payments using their compatible Apple devices, such as iPhones, iPads, or Apple Watches, in stores, apps, and on websites. While Apple Pay is a convenient and secure payment method, there are certain age restrictions in place.

According to Apple’s terms and conditions, individuals must be at least 13 years old to have an Apple ID. An Apple ID is required to use Apple Pay, as it links your payment information to your device. Therefore, individuals under the age of 13 are not eligible to have Apple Pay accounts.

Furthermore, even if someone is 13 years or older, they might still face limitations when using Apple Pay. The ability to add payment cards to Apple Pay depends on the policies and agreements between Apple and the card issuer or bank. Some financial institutions may set additional age restrictions or require parental consent for individuals under 18 to use their cards with Apple Pay.

It’s worth noting that these age restrictions and policies may vary depending on your country or region. It’s always best to consult the specific terms and conditions of your financial institution and Apple Pay service in your area for the most accurate and up-to-date information.

Individuals under the age of 13 are not able to have Apple Pay accounts, as they are not eligible to have an Apple ID. However, individuals who are 13 years or older may still face limitations and additional requirements depending on their financial institution and regional policies. It’s important to review the terms and conditions of both Apple Pay and your bank or card issuer to understand any age restrictions or parental consent requirements that may be in place.