Can I add my husband’s credit card to my Apple Pay?

Answered by Jarrod Smith

You can add your husband’s credit card to your Apple Pay, but there are a few things you need to consider and steps you should follow.

1. Permission: The first and most important thing is to make sure you have your husband’s permission to add his credit card to your Apple Pay. You should never add someone else’s credit card to your Apple Pay without their knowledge or consent. Unauthorized use of someone else’s credit card is considered fraud and is illegal.

2. Authorized User: To add your husband’s credit card to your Apple Pay, the best and legal way is to request him to add you as an authorized user on his credit card account. Many credit card companies allow primary cardholders to add authorized users who can use the card for purchases. By becoming an authorized user, you will have your own card linked to the same credit account, and you can use it with Apple Pay and other payment methods.

3. Contact the Credit Card Issuer: Your husband needs to contact the credit card issuer and request to add you as an authorized user. They will likely ask for your personal information, such as your name, date of birth, and social security number, to add you to the account. The credit card issuer may also run a credit check before approving the request.

4. Card Activation: Once you are added as an authorized user, your husband’s credit card company will send you a card with your name on it. You will need to activate the card following the instructions provided. After activation, you can add the card to your Apple Pay.

5. Add Card to Apple Pay: To add the authorized user card to your Apple Pay, open the Wallet app on your iPhone or iPad. Tap the “+” button to add a card and follow the on-screen instructions. You may need to verify your identity by providing additional information or entering a verification code sent by the credit card issuer.

6. Enjoy Using Apple Pay: Once you have successfully added the authorized user card to your Apple Pay, you can start using it for contactless payments at supported merchants, online purchases, and other transactions where Apple Pay is accepted.

Remember, using someone else’s credit card without their permission is illegal and can lead to serious consequences. Always make sure you have proper authorization and follow the appropriate steps to add a credit card to your Apple Pay.