How long does it take for cash to settle Webull?

Answered by Douglas Hiatt

When it comes to settling cash in a Webull account, there are a few important factors to consider. As a trader, it’s crucial to understand the timelines and restrictions in place to ensure smooth and efficient trading.

In a cash account, when you sell a stock, the proceeds from that sale will take two business days to fully settle. This means that you won’t be able to use those funds to make another trade until the settlement period has ended. During this time, the funds are considered “unsettled” and cannot be used for further trading.

It’s important to keep in mind that the settlement period is specific to cash accounts. In a margin account, the settlement period is not applicable as you have access to trading on borrowed funds. However, it’s worth noting that margin accounts come with their own set of requirements and risks.

As a trader using a cash account, it’s essential to plan your trades accordingly, especially if you frequently engage in day trading. Since settled funds are required to make new trades, you need to ensure that you have enough settled funds available to execute your desired trades.

Webull does not impose any limitations on the number of day trades you can make with your settled funds. This means that as long as you have settled funds in your account, you can continue to make day trades without any restrictions.

To summarize, in a cash account with Webull, it takes two business days for funds from a stock sale to fully settle. During this settlement period, the funds cannot be used for further trading. However, once the funds have settled, there are no restrictions on the number of day trades you can make with your settled funds.

It’s important to stay informed about the settlement period and ensure you have enough settled funds available to execute your trades. This will help you navigate the trading process smoothly and make the most of your trading opportunities.